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We focus on the following cases:

Defective Medical Products

Defective Medical Products

Personal Injuries

Dangerous Prescription Drugs

Class Actions

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Are Boats Required to Have Insurance in California?

  California law does not require boaters to insure their boats. Despite California’s policy on boater’s insurance, it is wise to get coverage to minimize risks to your personal assets. Boating insurance is like car or home insurance; it covers

Are Boats Required to Have Insurance in California?

 

Coast Guard Compass

California law does not require boaters to insure their boats.

Despite California’s policy on boater’s insurance, it is wise to get coverage to minimize risks to your personal assets. Boating insurance is like car or home insurance; it covers the policy holder and the boat from property damage, theft, vandalism, and injuries. But, while boater’s insurance is like car or home insurance, a boat is usually not covered by either of those policies.   Therefore, you should obtain a separate policy to protect you and your boat.

When purchasing an insurance policy for your boat, it is important to conduct some research on the various insurance providers. Rates differ based on the boat’s location, model, and even the boat owner’s experience. To secure the best coverage at affordable pricing, it is important to discuss “agreed value” and “actual cash value” policies.

Agreed value policies will pay the amount agreed to on the policy if there is a total loss of the boat. Damage that results in partial loss would normally be paid for by a replacement cost. The physical depreciation of the boat would not be a factor considered to determine the value of the damages. Actual cash value policies cover less than agreed value policies but have lower rates Depending on the policy types, discounts can vary with different insurance policies.

While there is no requirement for boater’s insurance, it is advised to get boaters insurance to minimize any risk if you ever get into a boating accident, or if your boat is damaged or stolen. If you need assistance or more information on boater’s insurance feel free to call Kershaw, Cook & Talley at 916-779-7000. We would be happy to help!

Defective & Dangerous Products

Chicago Medical Malpractice Lawyers

The attorneys at Kershaw, Cook & Talley successfully represent consumers in lawsuits against manufacturers and companies involving defective products and product recalls. Our experienced trial attorneys recover thousands of dollars on behalf of injured individuals in cases involving defective medical devices, dangerous drugs, car defects and more.

Referring Attorneys

Best Chicago Medical Malpractice Lawyers

At times, attorneys require further expertise and resources, legally and financially, to resolve a legal matter. We have the team, capability and dedication to handle challenging cases. If you have a case exceeding your resources with respect to workforce or experience, consider contacting our firm. We welcome referrals from firms in Sacramento and throughout the United States.

Our Services

Medical Malpractice Lawyers, Kershaw, Cook & Talley

We provide free case consultations. If you, or a loved one, suffered an injury due to another’s negligence or wrongful conduct, call our firm. We will examine your individual situation and explain your legal rights. Our attorneys have extensive experience representing injured individuals, in both jury trials and settlement negotiations.

Personal Injury Attorneys, Personal Legal Service.

Kershaw, Cook & Talley is a Sacramento law firm founded on the principle of helping our clients through personalized legal services. With this philosophy, Kershaw, Cook & Talley has garnered a statewide and national reputation for providing outstanding legal representation and obtaining significant compensation for our clients.

Nationally Recognized Personal Injury Law Firm.

We understand personal injury cases are often emotionally and financially straining. Our team of top personal injury attorneys in Sacramento is committed to seeking justice for individuals injured as a result of another's negligence or intentional misconduct. At Kershaw, Cook & Talley, our experienced personal injury attorneys will hold the responsible parties accountable for their actions.

CLIENT TESTIMONIALS

“Bill and Stu worked expeditiously to get my hip claim resolved.
I couldn’t believe how personable they were and easy to contact.”

-S. Thomas

“Stuart helped me with a case involving a defective hip replacement. He was incredibly responsive to my calls and concerns and really kept me updated on what was going on in the litigation. Even though his office was not in my hometown, he actually flew out to meet with me. He was incredibly knowledgeable about the case and really helped me through a very difficult time.”

-Personal Injury Client, as seen on AVVO

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